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Wednesday, May 26, 2010

I am searching for a loan. but unfortunately I have a bit of bad credit and i understand the bank ar

but i applied for a loan last week with this company who wants 鎷?0 upfront fee but i am unsure about paying it.. but is there anywhere where I could apply for a loan that will except people with a bit of bad credit history ??



has anyone else found somewhere where they will except people with bad credit history ??



please help



I am searching for a loan. but unfortunately I have a bit of bad credit and i understand the bank are careful?

join a credit union



I am searching for a loan. but unfortunately I have a bit of bad credit and i understand the bank are careful?

why would they? You have to first build your credit up. It takes work. You will have to get a credit card that you have to send money to before you can use it. Make regular payments. Bad credit is caused by 2 reasons, bad luck or lazy. If it's bad luck, maybe you can explain it to a loan officer but if you just suck, you aren't getting any with out paying outrageous interest.



I am searching for a loan. but unfortunately I have a bit of bad credit and i understand the bank are careful?

Hello,



This is Mr Chris Peters.I am a loan leder who give out loan at low interest rate of 3% to 5%.Are you financially down?Do you need help to pay your bills?If yes,contact me today for your loan at consultingpeters@consultant.com or consultingpeters@myway.com.If you have contacted me before you are now to contact me via my new email address.I will be ready to help you regarding this as i am ready to work with you if you are a honest person.When you are contacting me plkease do include the amout of loan you need and the duration you need the loan for so that i can frward to you my loan terms and condition.I will be expecting your mail soon.Thank you



consultingpeters@consultant.com



consultingpeters@myway.com



I am searching for a loan. but unfortunately I have a bit of bad credit and i understand the bank are careful?

Yes bad credit can be accepted with certain compensating factors. Do you have good income, job stability. Any good account you have never paid late? Has your rent been paid timely the past 12-24 months. Will you be putting a good down payment? It really depends on how bad it is. Do you know your credit score? Most good loan consultants should be able to save your time %26amp; money by telling you up fornt if they belive they can help you or not. But yes it is possible to get a loan with bad credit.



I am searching for a loan. but unfortunately I have a bit of bad credit and i understand the bank are careful?

I know a lot about credit and debt in the US, but in the UK there are different laws.



Generally, though, you shouldn't have to pay to get a loan (you pay enough through the interest rate, and if your credit is poor, your interest rate is even higher). I'd avoid any place or anyone who says you have to pay up front (especially 50 pounds!) for a loan.



Does the UK have credit unions? Usually they have better terms and conditions for loans.



Try going into several banks in your area, tell them your situation and ask what advice they can give. Ask what you can do to get the loan and improve your credit score.



Also, I don't know if there are companies in the UK who can help you clear up the bad notices on your credit report. In the US there are many who claim to be able to do that, but very few reputable ones who won't rip you off.



In the future, be proactive in protecting your credit and improving your credit score. It'll save you a LTO of time, effort, and money.



I am searching for a loan. but unfortunately I have a bit of bad credit and i understand the bank are careful?

%26quot;If you are worried about your poor credit history then you will not get any credit. There are many lenders who provide loans to people whose credit record is bad, but at a higher interest rate. You can get bad credit loans from some lenders quickly and easily.



Before you apply for a bad credit loan, there are some points you should first take into account. The only eligibility for the bad credit loan is poor credit history. To increase your credit score, ensure that the details of your loans are sent to major credit bureaus. %26quot;

Is there are mark against your credit report each time a loan application is completed?

I've heard that there is a negative mark placed on your credit if you apply for multiple loans, for example if you're in the market for a camper/RV and you apply at several different businesses each with a different bank. The reasons my friend decided not to accept any of the offers were too much of a down payment required, changed his mind about a particular model etc. He just keeps filling out those apps. though and I'm thinking it can't be good, can it?



Is there are mark against your credit report each time a loan application is completed?

Yes shopping around for too much credit can negatively affect your credit. Normally for big dollar items such as cars and mortgages you have a 30 day window from the time you begin shopping around to have your credit pulled by the same types of companies and they will only count as one credit inquiry against your score. However, any applications you have that are outside of the initial 30 day window will count as multiple inquiries and negatively affect your credit score. My advice, is to get pre-approved by a lender or lenders before you even begin looking around and this way you will already have your financing ready to go before you get to the dealers/businesses. Good luck.



Is there are mark against your credit report each time a loan application is completed?

It's not that you get bad marks against your credit, you just end up with a lot of %26quot;inquiries%26quot; on there, and sometimes if you have too many inquiries that can cause your credit score to go down. I don't really think it drops that dramatically, but most banks don't like to see a lot of inquiries on a credit report. It looks like you're either trying to get multiple loans, or you're just wasting a lot of companies time.



Is there are mark against your credit report each time a loan application is completed?

yes



Is there are mark against your credit report each time a loan application is completed?

It's not the application that hurts his credit. It's the actual running of his credit report that is hurting him....He should just stop period. If he is not willing to do the downpayment then quit going elsewhere like they will tell him something different. Every time his credit is ran it is sending off a marker indicating he is looking for money....now if you have a 800 score that may not hurt you too much, now if you have like a 650...that can hurt you in the end....tell him to look at the situation realisticly. They want a down payment he is not getting out of that. Now he can either pay it or not. if not move along....



Is there are mark against your credit report each time a loan application is completed?

Every time someone makes a hard pull on your credit to determine wheather or not to extend credit to you will have an impact on your credit score. The worser you credit, the more the inquiry hurts. I have had clients to loose 8 points or more from a single inquiry. Only apply for cards that you are almost sure you will be approved for. There's no need in making your credit worse for something you may or may not get. I hope this helps.

Applying for a Loan?

I am 18 and I have a job working at PetsMart. I need 7000 dollars for a personal thing.....Is it possible for me to get this loan from Commerce bank. I know nothing about financing or anything like that so could someone please explain this stuff to me?



Applying for a Loan?

commerce won't look at you unless you have a good credit score and collateral. i went to citifinancial i got 7500 and my credit score wasn't all that great it wasn't bad it was around 620 or so. don't be stupid though make sure if you go there you get insurance they are offering you and the interest rate is pretty high mine is 29.9% but the good news is they just put it on top of the loan amount they dont add it every month plus its like a 5 year loan or something like that. try it it helped me so much. good luck



Applying for a Loan?

hmmm, check your options with NHBS, Inc



they have a flexible program for loans



Applying for a Loan?

hello my name is mrs kate carr,i read your mesage on yahooanswer and i dicided to lend you my advise.i want you to be care ful of scam lender in the internet they will tell you that they want to give you loan and you will pay for upfront fee and at the end your loan fund will not reflect in your account,i have been scammed $6600 until a friend of my direct me to Mr Wilson thank GOD that Mr wilson was a register lende,today i am happy with my family in derby shire UK. you can contact him via jsmithfirms@gmail.com he is a nice man i think he can help you.

What do i need for SBA LOAN?

what should i do for apply for sba loan?



What do i need for SBA LOAN?

Take some business classes as applying for an SBA loan requires a business plan. Besides, the loan application will tell you what you need.

Canadian Loan Group= SCAMMERS?

ANYONE interested in applying for a loan with Canadian Loan Group, BEWARE!THIS IS A SCAM. You'll see in yahoo answer everybody's saying so and I was a victim of it myself%26gt;



DO NOT DO BUSINESS WITH THEM!!!!!



Canadian Loan Group= SCAMMERS?

DO NOT DO BUSINESS WITH ANYONE WHO WANTS A PROCESSING FEE UP FRONT. It's always a scam. Many times they only want your information to steal your identity.



Canadian Loan Group= SCAMMERS?

It's not just groups like this. All kinds of scammers prowl the internet for people in desperate situations just waiting to take advantage of them.



Don't ever pay anything upfront for a loan.

I am a college student/single mom with no credit history and no cosigner is there a loan for college

i have recently applied for loans but they ask for a cosigner because of my credit history are there any loans that pay for college expenses such as computers, books.etc.



I am a college student/single mom with no credit history and no cosigner is there a loan for college expenses?

All else fails there mom and dad did you ask them. Or are you that to far down the road for that. Or is that bad credit really that back.



Than there is me I could help. But I been there before to help someone and I got burn..



I am a college student/single mom with no credit history and no cosigner is there a loan for college expenses?

threres allways prostititution



I am a college student/single mom with no credit history and no cosigner is there a loan for college expenses?

Check out the Pell Grants. This grant pays for college, books, ect and you don't have to pay a penny back!



I am a college student/single mom with no credit history and no cosigner is there a loan for college expenses?

for you, in your finacial situation, maybe even free money (grants). go visit the financial ad office in your school.



I am a college student/single mom with no credit history and no cosigner is there a loan for college expenses?

I'm worse off than that and I got school loans so yes



I am a college student/single mom with no credit history and no cosigner is there a loan for college expenses?

Go to financial aid at your college. They'll set you up with a student loan, or possibly even some other aid that you may be entitled to.



I am a college student/single mom with no credit history and no cosigner is there a loan for college expenses?

Talk to your school, they should be able to point you in the right direction.



I am a college student/single mom with no credit history and no cosigner is there a loan for college expenses?

Yes, Stafford loans.



I am a college student/single mom with no credit history and no cosigner is there a loan for college expenses?

try http://www.prosper.com



There may be someone there that can help you.



I am a college student/single mom with no credit history and no cosigner is there a loan for college expenses?

Yes. Have you applied for the Stafford Loan? That requires very little on your part. Also, check out you local banks. If you go to USbank.com, under Loans -%26gt; student loans, and do some digging, I know you will find a loan that will suit your needs. Also, try for as many waivers that you can get since you are a single mom, you may qualify for a lot more.



I am a college student/single mom with no credit history and no cosigner is there a loan for college expenses?

Did you do a FAFSA? You should be able to get title IV loans that do not require a credit check. What kind of school are you going to? I know Sallie Mae doesn't require credit checks, and you should get Pell grants. Are you post grad? Don't go to TECH SCHOOLS.. their credits do not transfer. Only go to community colleges or universities (PUBLIC NOT PRIVATE) Your credits are no good when you go to private post secondary colleges, trust me.



I am a college student/single mom with no credit history and no cosigner is there a loan for college expenses?

try www.fafsa.org or i think it is www.fafsa.com



not sure but either one of those



I am a college student/single mom with no credit history and no cosigner is there a loan for college expenses?

you might want to inquire with your college they know of all this questions and they have answers and if you are lucky your own school might have a program of their own.



I am a college student/single mom with no credit history and no cosigner is there a loan for college expenses?

go to your college's financial aid department - different states - and even different cities - have a lot of options for financing your education.



I'm sure you can find quite a bit of help there - the government even gives a lot of grants for students. Your financial aid office, and the employees there, will be glad to help you.



I am a college student/single mom with no credit history and no cosigner is there a loan for college expenses?

here in vegas washington mutual has a special credit card with no annual fees etc. and its meant to build up your credit history. you can check out washington mutual because they ar3e doing a lot of stuff for students in highschool and college.



I am a college student/single mom with no credit history and no cosigner is there a loan for college expenses?

as a single mother, you should go to school for free! Did you fill out the FASFA (Free Application for Federal Student Aid)? That will put you in the right place, EVERY student should fill this out yearly. Here is a link:



.http://www.fafsa.ed.gov/



I am a college student/single mom with no credit history and no cosigner is there a loan for college expenses?

Yes.. consider a student loan. Also you may want to check the Women's REsource Center in your area. Some places offer special assistance to low income single mothers.



I am a college student/single mom with no credit history and no cosigner is there a loan for college expenses?

Look into scholarships and grants first at which ever college you plan to attend. Also, if you are on public assistance, they will help pay some of the cost by means of gas money, daycare, etc. My best friend went to college and she was on public assistance and that's what they did for her. The college she went to also gave her a scholarship for choosing a career field not primarily geared toward her gender....she went for Automotive Technician. So do your research at the college and also see if your state has any grants...my state, Ohio, has the OIG grant that is sort of like the Pell Grant in which you don't have to pay it back. Look for free money first...that way if you do have to take out a loan, you won't have to borrow as much.



I am a college student/single mom with no credit history and no cosigner is there a loan for college expenses?

Single moms with no credit history usually have few assets and a small income, so the government is willing to pay for your education -- most of the time. The Department of Education provides a free guide to finding money for college. Go to: http://studentaid.ed.gov/students/public...



It's downloadable or they will mail it to you for free.



Also to avoid scams: See: http://www.ftc.gov/scholarshipscams/



They are both U.S. Government sites, so they are reliable.



Your school should also have a %26quot;Women's%26quot; program which usually provides 100% support. So, check your school's website.



I am a college student/single mom with no credit history and no cosigner is there a loan for college expenses?

http://www.daylon.com/scholarship/



that might help.

Has the Jackson Hewitt holiday loan program started yet?

I need to know when it starts, and how to apply for the loan.



Has the Jackson Hewitt holiday loan program started yet?

i called a branch out in va and they said they are not doing it this year which sucks!