Can I get a loan

Wednesday, May 26, 2010

I am searching for a loan. but unfortunately I have a bit of bad credit and i understand the bank ar

but i applied for a loan last week with this company who wants 鎷?0 upfront fee but i am unsure about paying it.. but is there anywhere where I could apply for a loan that will except people with a bit of bad credit history ??

has anyone else found somewhere where they will except people with bad credit history ??

please help

I am searching for a loan. but unfortunately I have a bit of bad credit and i understand the bank are careful?

join a credit union

I am searching for a loan. but unfortunately I have a bit of bad credit and i understand the bank are careful?

why would they? You have to first build your credit up. It takes work. You will have to get a credit card that you have to send money to before you can use it. Make regular payments. Bad credit is caused by 2 reasons, bad luck or lazy. If it's bad luck, maybe you can explain it to a loan officer but if you just suck, you aren't getting any with out paying outrageous interest.

I am searching for a loan. but unfortunately I have a bit of bad credit and i understand the bank are careful?

Hello,

This is Mr Chris Peters.I am a loan leder who give out loan at low interest rate of 3% to 5%.Are you financially down?Do you need help to pay your bills?If yes,contact me today for your loan at consultingpeters@consultant.com or consultingpeters@myway.com.If you have contacted me before you are now to contact me via my new email address.I will be ready to help you regarding this as i am ready to work with you if you are a honest person.When you are contacting me plkease do include the amout of loan you need and the duration you need the loan for so that i can frward to you my loan terms and condition.I will be expecting your mail soon.Thank you

consultingpeters@consultant.com

consultingpeters@myway.com

I am searching for a loan. but unfortunately I have a bit of bad credit and i understand the bank are careful?

Yes bad credit can be accepted with certain compensating factors. Do you have good income, job stability. Any good account you have never paid late? Has your rent been paid timely the past 12-24 months. Will you be putting a good down payment? It really depends on how bad it is. Do you know your credit score? Most good loan consultants should be able to save your time %26amp; money by telling you up fornt if they belive they can help you or not. But yes it is possible to get a loan with bad credit.

I am searching for a loan. but unfortunately I have a bit of bad credit and i understand the bank are careful?

I know a lot about credit and debt in the US, but in the UK there are different laws.

Generally, though, you shouldn't have to pay to get a loan (you pay enough through the interest rate, and if your credit is poor, your interest rate is even higher). I'd avoid any place or anyone who says you have to pay up front (especially 50 pounds!) for a loan.

Does the UK have credit unions? Usually they have better terms and conditions for loans.

Try going into several banks in your area, tell them your situation and ask what advice they can give. Ask what you can do to get the loan and improve your credit score.

Also, I don't know if there are companies in the UK who can help you clear up the bad notices on your credit report. In the US there are many who claim to be able to do that, but very few reputable ones who won't rip you off.

In the future, be proactive in protecting your credit and improving your credit score. It'll save you a LTO of time, effort, and money.

I am searching for a loan. but unfortunately I have a bit of bad credit and i understand the bank are careful?

%26quot;If you are worried about your poor credit history then you will not get any credit. There are many lenders who provide loans to people whose credit record is bad, but at a higher interest rate. You can get bad credit loans from some lenders quickly and easily.

Before you apply for a bad credit loan, there are some points you should first take into account. The only eligibility for the bad credit loan is poor credit history. To increase your credit score, ensure that the details of your loans are sent to major credit bureaus. %26quot;

Is there are mark against your credit report each time a loan application is completed?

I've heard that there is a negative mark placed on your credit if you apply for multiple loans, for example if you're in the market for a camper/RV and you apply at several different businesses each with a different bank. The reasons my friend decided not to accept any of the offers were too much of a down payment required, changed his mind about a particular model etc. He just keeps filling out those apps. though and I'm thinking it can't be good, can it?

Is there are mark against your credit report each time a loan application is completed?

Yes shopping around for too much credit can negatively affect your credit. Normally for big dollar items such as cars and mortgages you have a 30 day window from the time you begin shopping around to have your credit pulled by the same types of companies and they will only count as one credit inquiry against your score. However, any applications you have that are outside of the initial 30 day window will count as multiple inquiries and negatively affect your credit score. My advice, is to get pre-approved by a lender or lenders before you even begin looking around and this way you will already have your financing ready to go before you get to the dealers/businesses. Good luck.

Is there are mark against your credit report each time a loan application is completed?

It's not that you get bad marks against your credit, you just end up with a lot of %26quot;inquiries%26quot; on there, and sometimes if you have too many inquiries that can cause your credit score to go down. I don't really think it drops that dramatically, but most banks don't like to see a lot of inquiries on a credit report. It looks like you're either trying to get multiple loans, or you're just wasting a lot of companies time.

Is there are mark against your credit report each time a loan application is completed?

yes

Is there are mark against your credit report each time a loan application is completed?

It's not the application that hurts his credit. It's the actual running of his credit report that is hurting him....He should just stop period. If he is not willing to do the downpayment then quit going elsewhere like they will tell him something different. Every time his credit is ran it is sending off a marker indicating he is looking for money....now if you have a 800 score that may not hurt you too much, now if you have like a 650...that can hurt you in the end....tell him to look at the situation realisticly. They want a down payment he is not getting out of that. Now he can either pay it or not. if not move along....

Is there are mark against your credit report each time a loan application is completed?

Every time someone makes a hard pull on your credit to determine wheather or not to extend credit to you will have an impact on your credit score. The worser you credit, the more the inquiry hurts. I have had clients to loose 8 points or more from a single inquiry. Only apply for cards that you are almost sure you will be approved for. There's no need in making your credit worse for something you may or may not get. I hope this helps.

Applying for a Loan?

I am 18 and I have a job working at PetsMart. I need 7000 dollars for a personal thing.....Is it possible for me to get this loan from Commerce bank. I know nothing about financing or anything like that so could someone please explain this stuff to me?

Applying for a Loan?

commerce won't look at you unless you have a good credit score and collateral. i went to citifinancial i got 7500 and my credit score wasn't all that great it wasn't bad it was around 620 or so. don't be stupid though make sure if you go there you get insurance they are offering you and the interest rate is pretty high mine is 29.9% but the good news is they just put it on top of the loan amount they dont add it every month plus its like a 5 year loan or something like that. try it it helped me so much. good luck

Applying for a Loan?

hmmm, check your options with NHBS, Inc

they have a flexible program for loans

Applying for a Loan?

hello my name is mrs kate carr,i read your mesage on yahooanswer and i dicided to lend you my advise.i want you to be care ful of scam lender in the internet they will tell you that they want to give you loan and you will pay for upfront fee and at the end your loan fund will not reflect in your account,i have been scammed $6600 until a friend of my direct me to Mr Wilson thank GOD that Mr wilson was a register lende,today i am happy with my family in derby shire UK. you can contact him via jsmithfirms@gmail.com he is a nice man i think he can help you.

What do i need for SBA LOAN?

what should i do for apply for sba loan?

What do i need for SBA LOAN?

Take some business classes as applying for an SBA loan requires a business plan. Besides, the loan application will tell you what you need.

Canadian Loan Group= SCAMMERS?

ANYONE interested in applying for a loan with Canadian Loan Group, BEWARE!THIS IS A SCAM. You'll see in yahoo answer everybody's saying so and I was a victim of it myself%26gt;

DO NOT DO BUSINESS WITH THEM!!!!!

Canadian Loan Group= SCAMMERS?

DO NOT DO BUSINESS WITH ANYONE WHO WANTS A PROCESSING FEE UP FRONT. It's always a scam. Many times they only want your information to steal your identity.

Canadian Loan Group= SCAMMERS?

It's not just groups like this. All kinds of scammers prowl the internet for people in desperate situations just waiting to take advantage of them.

Don't ever pay anything upfront for a loan.

I am a college student/single mom with no credit history and no cosigner is there a loan for college

i have recently applied for loans but they ask for a cosigner because of my credit history are there any loans that pay for college expenses such as computers, books.etc.