Will they give me a loan???/?

Can you get a loan with a bank if you do not bank with them? i bank with Natwest but have applied for a loan with barclays will they consider my application.

Will they give me a loan???/?

Banks only care about your ability to repay a loan. They are fussed about whether you bank with them already.

Paying off debt with more debt is not a solution. You should get on a budget, get a second job if necessary, cut down on expenses and concentrate on paying off the debt without incurring more debt.

Good luck.

Will they give me a loan???/?

Thank you for your help Report It

Will they give me a loan???/?

Banks generally make a lot more money with loans than they do with passive savings and checking accounts. So not being a member of the bank will by no means limit your ability to get a loan there. You will be limited on proving your ability to repay the loan.

That isn't easy to answer. If you are trying to save money, you have to factor in what the cost (fees) are of the new loan applications and then compare the rates.

Will they give me a loan???/?

If you have a bad credit history still the loan market place is full of lenders who are ever willing to offer you a fresh loan. But you should be meeting some conditions laid down by the lenders. Loans for bad credit people are in fact easier to get then they were ever before, thanks mainly to cut-throat competition amongst the lenders. Lenders are giving loans to the bad credit people who have late payments, payment defaults, arrears, county court judgments or any credit problems. These loans are available for any purpose like home improvements, purchasing a new or used car of your choice, for wedding and holiday tour, debt consolidation or for paying child閳ユ獨 tuition fees.

Every lender in approving loans surely likes to see if the bad credit borrower has sufficient capacity to repay the loan in timely manner. If the borrower earns well, has regular bank balance, has been an employee for some years and has a convincing loan repayment plan in place, then the lenders do not usually hesitate much. So ensure that you have adequate repaying capacity before applying for a loan. Also, you should first check your credit report for any errors. If your credit score is too low then you would be charged a very high rate of interest. So it is advisable to firs pay off some easy debts to improved credit score and then you should apply for loan at better

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