Has anyone applied for a loan with Prosper?

It seems like a good thing but they ask for alot of personal info. I'm a little skeptical. Any info is greatly appreciated.

Has anyone applied for a loan with Prosper?

good question

How much amount entitle for me to get my salary loan for thisyear-2007?

i want to apply for salary loan for this month of august or december-2007

How much amount entitle for me to get my salary loan for thisyear-2007?

Dont!!

Get a fixed rate loan with low prime and save money.

Home equity loan online?

Can you get a home equity loan online? And if so what information do you need to submite and how long does it take to get the loan and how much can you apply for?

Home equity loan online?

e loans , i think.

i was shocked, i just looked at them once to compare what the loans were like in comparison to the onces I was being offered. To my shock, the loan documents come fedex two - three days later. It was shocking to me actually. The rates were higher than what I was getting , so I called / pitched the documents.

Home equity loan online?

you can get the information about online loans for homes on this site http://realestatepropertynews.com/online...

Timeframe for College Student loan --questionish..?

I was wondering what the timeframe is on getting approved or whatever for federal loans, I just filled out the FAFSA today, but I'm not sure how long it will take to get back to me, Do I need to apply for a private loan right now because the deadline is so quickly approaching? or have i just royally screwed myself, and even that path will take too long..?

Tuition is 'due' August 20 at my university, but I can just eat the late payment fee.

I have also signed up for a payment plan, so I will only need to pay around 3000 by August 20, I have 1600 that i've saved up all summer, and my parents and relatives cannot help with the remainder.

I'm not even sure if the FAFSA will approve me for anything.. My father lost his job of 25 years, this last apri, so even though our combined income for 2006 was around 70k, there was no money set aside for me for college, and they are now struggling to even pay the bills, but it doesn't look bad on paper. :/

In conclusion what steps should I take?

Timeframe for College Student loan --questionish..?

In all honesty you should look at taking out a private loan. The reasoning is this will be the fastest way to get the money you need. If you JUST filled out the FAFSA today then it will be a while before you find anything out. Yes the schools pretty much do the work for you, but you have to contact the financial aid office at your school to get things moving and to be honest I have no idea how long it will take from there. If memory serves me right it took few weeks before my fiance knew how much she was going to get. Now there are TONS of private student loans out there, and pretty much all of them offer decent amounts of money and good repayment plans.

The question is do you have good credit history or a cosigner with good credit history willing to sign their name? If so you can apply and pretty much anywhere you want online (I would recommend Astrive) and they will approve you within 24 hours. Once approved they send you a credit agreement (either my email or mail it is up to you) and you can print it out and fax it back or even give a digital signature. Then it should take another 24 hours at the most to get final approval and your funds can be available within 5 business days.

Now it isn't so much as %26quot;getting screwed%26quot; as it is what is the price you are willing to pay for the loan. For example I needed a loan for my tuition and like you didn't have parents to help me out. My dad also made too much money so I didn't get any federal aid. With my private loan I chose a full deferral and a 5 year repay, so I am accumulating interest the whole time until I pay the loan back (including the years while I am still in school, a total of 7 years of interest). However I don't have to make any payments until 6 months after I graduate. Now I end up repaying almost double what I took out on the loan due to all of these circumstances but I will have a degree in a field where I will be making triple, almost quadruple what I currently due so it is worth it in the long run.

When you don't have many other choices (from what is sounds like you don't) a private student loan is a great option. Just make sure you can pay it back after you graduate. You can usually have up to 20 years to repay, however, again you will be paying interest the whole time you are repaying the loan. So the faster you pay the less interest.

Timeframe for College Student loan --questionish..?

Wow should of filled out the FAFSA alot sooner. It will not be ready by AUG 20th. As for taking a private loan Im not sure how quickly you would be able to muster up the cash. I would highly reccomend not getting a private loan however because they can be tricky and you could get screwed. My dad makes about the same and I didnt get any help. Well that is because I owed less then 6000 a semester. If you owe more then 6000 a semester you might get some help. But then again you waited to long to fill out your FAFSA I reccomend filling it out in March or April next year.

Timeframe for College Student loan --questionish..?

I have recently heard that they changed the rules at some schools

Yet, I think that if you filled out that FAFSA, they are supposed to get that loan or grants for you. AND, THEY should have to wait till the gov pays them.

You will have to consider money for books, probably $100 per course these days. Sometime sthe library has em, public or the school library, sometimes request em and they can get em. Try to get em on amazon to or from last years students, sometimes they change the edition from 35 to 37 and change 3 words so they can sell more and to prevent resale of the books.

In a pich, borrow another students book and copy the pages you need on the copy machine. Often, RESERVE gas a copy or two. Sometimes things are online in 'lectronic versions.

Good luck. Sit in the financial adid office till they make you sure its paid for. Make em wait as long as you have to.

Timeframe for College Student loan --questionish..?

%26quot;I'm not even sure if the FAFSA will approve me for anything.. %26quot;

well, all is possible, you can, come on! you are beautiful person.

I found interesting information about your answer, college loans, scholarships, college grants %26amp; partime works here.Goodhttp://all-student-loan-consolidation.bl... luck!

How much amount entitle for me to get my salary loan for thisyear-2007?

i want to apply for salary loan for this month of august or december-2007

How much amount entitle for me to get my salary loan for thisyear-2007?

Dont!!

Get a fixed rate loan with low prime and save money.

I need help with a personal loan. Anyone applied for one on www.prosper.com?

How that woks? I noticed that they were several persons applying with out any bids. What that means? How I know that I can get one? I already registered with them, I just need some orientation.

I need help with a personal loan. Anyone applied for one on www.prosper.com?

There are alot of possible answers. To answer properly, I would need to know the loan amount. You interest rate and loan amount, if approved, would depend on your credit history, employment status, and other things.

I need help with a personal loan. Anyone applied for one on www.prosper.com?

why don't you go to a bank or finance company and save yourself all this hassle

Have you applied for a loan on a website called www.jaystreintrust.com? Can anybody give me more inf

It looks like the website is missing some information, like BBB or any verification system or how ur able to make payments on the loan. If somebody wants to research bout this let me know..Thanks

Have you applied for a loan on a website called www.jaystreintrust.com? Can anybody give me more information?

no. always check to see who you are dealing with..you don't know who you are really giving your information to. check the BBB and just type their name into a search engine and see what you come up with.

Is there anywhere that I can apply for fast loans that doesn't ask so many questions?

I've been working for my family for 5 months and most places I asked for loan won't accept because I have to have a job that involves with taking out taxes. I have a credit score up to 678 which is really good compare to my fiance's. I needed to get an apartment now and my fiance is in the military who will be helping me pay for the loan too, I'll also be getting another job after I get this apartment. I need to loan at least 1500 asap if anyone know where I can loan, thank you very much!

Is there anywhere that I can apply for fast loans that doesn't ask so many questions?

You can find some good information for fast loans at

http://www.mycashdiary.com

Is there anywhere that I can apply for fast loans that doesn't ask so many questions?

THE MAFIA!!!

Is there anywhere that I can apply for fast loans that doesn't ask so many questions?

Try your local Hebrew Loan Association. They are a non-sectarian group who will loan you $1500 at no interest. They may want a co-signer, but they are there to help. Go to:

www.jfla.org/

Is there anywhere that I can apply for fast loans that doesn't ask so many questions?

Hi friend getting loan is one of the fighting challenge in our life.Go to different banks if you are denied at one bank.Don't ever rely on the online loan providers sometimes they wil surely scam you.Just take a look at this link to get the free quotes from the experts around the globe..

Is there anywhere that I can apply for fast loans that doesn't ask so many questions?

borrow ur friends money

Am I eligible for an auto loan?

I am in desperate need of a car. I am 18 years old, I currently work at McDonald's (it's the only place close enough to walk) and make $7.15 an hour, roughly $200.00 a week. I've been working since late October and I would like a car so that I can attend college and find a better job.

I was going to save up and settle for a cheap $1,000-$2,000 car until I could afford a down payment for a brand new car but instead I've decided to get a nice used car and try to apply for an auto loan from my bank (fifth-third). But, I have a feeling my situation will keep from getting the loan. =(

So, my question is, does anyone think/know if I am eligible for a loan, if not, does anyone have any ideas? Thanks.

P.S.

don't tell me to ask my bank, I will tomorrow =)

Am I eligible for an auto loan?

In your situation, you can not handle much more than a $200 a month payment. You also have to allow for insurance and gas!

You were on the right track in thinking of saving your money and buying an older car for transportation!

Good luck!

Am I eligible for an auto loan?

Financial common sense, a cd by Bob McEwan, he talks about one of the worst investments you can make, buying a brand new car that depreciates before you even have it off the lot to where you couldn't sell it and make your money back, no matter what you do to it. I'd personally just find a used minivan/four door or whatever being sold by an old lady that drove it like a grandma, cheap on insurance too. around a the year 2000 or so. you should be able to find one around 4G or so., it's fine if it has 100000 miles on it, they go for a good 250000 miles +.

I beg you to find another financial institution, fifth third (I know I'm not supposto bash on here, but) rapes you on their fees.

Yes people will give you money for anything, if you sign your life away, a co-signer helps too. that's not the problem, just make sure you can afford the payments if you decide to go that way and that there is some kind of unemployment stipulation to where if you loose your job your credit doesn't go down the crapper.

P.S. Please don't ask your bank, find a credit union or anything.

Am I eligible for an auto loan?

you may need a co-signer, you need a credit rating to get credit, best way is a co-signer and always pay on time

Am I eligible for an auto loan?

how is your credit? If your credit score is good you might be able to get a loan. Also do you have anyone who could cosign for the loan. This would help a lot but iff you dont and your credit is bad then your pretty much outta luck and you should go with your fist plan

Am I eligible for an auto loan?

ONLY WITH A CO-SIGNER.

Am I eligible for an auto loan?

Whats your credit score??

how much can you afford to put down as a down payment?

how much can you afford to pay each month??

What type of car are you wanting??

Have you check on the cost of insurance??

My BF got a good car from %26quot;why pay sicker price%26quot;

http://www.whypaysticker.com/track.php?c...

she got an awesome deal on a great car...

______________________________

Sorry I don't have an answer to your question just wanted to give you some info.

Am I eligible for an auto loan?

Save a couple of thousand first, and get a used car. Your insurance will be high because you are young. Get a used car for starters, and take your mom or dad with you when you go to the dealer.

Should I take out a loan to pay off credit cards and student loans?

The total debt I owe for school and credit cards adds up to about $17,000.

Although I know this is far less then average, I am frustrated with paying high interest, esp. with the credit cards. Should I apply for a loan with my bank to pay it off- and if so, what kind of loan should I go for?

Should I take out a loan to pay off credit cards and student loans?

don't do it for your student loans.

if you have a home see if a home equity loan is an option

Should I take out a loan to pay off credit cards and student loans?

Odds are your student loans are at a MUCH lower interest rate than what a bank could offer you. You could probably get a bank loan at a lower rate than what the credit cards are at though.

So you might consider getting a loan to pay off the cards, but just leave the student loans alone at the low rate and pay them separately.

It's hard to give you a clear answer without knowing the rates and amounts you have.

Should I take out a loan to pay off credit cards and student loans?

If your student loan interst is tax deductible, dont refinance it. You're asking for an unsecured loan anyhow-- an $17K is probably FAR more than you'll get with any decent interest rate.

Consider only refinancing credit cards or findign one with a 0% balance transfer option.

Should I take out a loan to pay off credit cards and student loans?

Student loans are generally one of the lowest interest rate devices you can get. Credit cards, not the best. If you can migrate your debt to lower interest, it is always a good thing. Assuming you have the self control to not go and spend up the credit cards again. Go for a unsecured consolidation loan if you can qualify for a good rate.

Just don't get a HELOC and If you do get a loan, remember not to cancel the credit cards, leaving them open with no balance can help your credit score.

Should I take out a loan to pay off credit cards and student loans?

Considering the national average, you're right, that's not bad. However if you decide to go for a consolidation loan, be very careful with the fine print and shop around for the best interest rate possible (preferable lower than the average rate of your cards). I was desperate, and sought a loan through MBNA (now Bank of America) for $9,000. Unfortunately, the interest rate was at 27.99%. They told me at that rate I could pay it off in 4 years at $327/mo. I accepted it only to find out later that it's more a revolving line of credit rather than a loan. Plus the interest rate killed me since I wasn't paying the loan off any faster than my normal cards. I transferred half of it back to a credit card with a lower rate and paid the loan balance off first and am now working on paying down the card. Good luck!

Should I take out a loan to pay off credit cards and student loans?

Really the only type of loan that you can apply for if you don't own a home is an unsecured loan. The interest rates are higher on unsecured loans, but they are fixed and may even be lower than the rates you are paying on your credit cards. I wouldn't consolidate the school loans with the credit card debt, though, because you probably have a pretty low rate already.

Now, if you own your home, then you can apply for a home equity loan or line of credit. This is the best way to consolidate debt because you will get a much better rate. In this case, I probably would consolidate the school loans if the rate offered on the home equity is lower.

You may want to check with your bank and see if they offer credit cards with low introductory rates on balance transfers.

Should I take out a loan to pay off credit cards and student loans?

If you wish to consolidate visit

http://www.cheap-credit-cards.org/loans/...

All the best

I applied for a loan about a month ago and got refused. Checked with equifax and it?

was because I have moved to a new house which did not show up on their system. This has now been rectified. How long should I leave it before I apply again as I don't want to keep getting refused.

I applied for a loan about a month ago and got refused. Checked with equifax and it?

Make sure that you're registered on the Electoral Roll at your new house, ring the council and ask if you are. If you have registered but are not showing, ask them when the new version is released. Most councils release the updated version of the register in December.

Being on the Electoral Roll makes a big difference to your credit score.

I applied for a loan about a month ago and got refused. Checked with equifax and it?

i would wait a good 4-6 weeks........i know when i kept applying for credit cards and getting declined it hurt my credit....u dont want to keep applying for loans like that....

I applied for a loan about a month ago and got refused. Checked with equifax and it?

I've never hear of someone being denied for a loan b/c their address doesn't match what's on file. Is that what the salesperson told you? Legally, when you are denied credit, you are entitled to a free report from whichever bureau(s) the lender pulled the report from. (within 60 days of the denial). You are also entitled to a valid reason.

On to your second question...every time you apply for credit, it shows up as an inquiry. Inquiries will stay on your report for two years and will effect your score. If you are shopping around for a loan, shop at every place you think you may want to apply within 14 days. This will appear as one inquiry on your report and not 7 or 8. You can apply now if you'd like. Equifax should have sent you a copy of your corrected report. That should be sufficient proof that the problem (strange as it is) has been solved. Hope that helps!

I applied for a loan about a month ago and got refused. Checked with equifax and it?

As soon as your new house has a post code you should be okay.

I applied for a loan about a month ago and got refused. Checked with equifax and it?

Moving should not have affected the lender's decision. The lender is required by law to send you a letter stating the reason for the denial. Wait until you receive this to see why you were actually denied.

Should I take out a loan to pay off credit cards and student loans?

The total debt I owe for school and credit cards adds up to about $17,000.

Although I know this is far less then average, I am frustrated with paying high interest, esp. with the credit cards. Should I apply for a loan with my bank to pay it off- and if so, what kind of loan should I go for?

Should I take out a loan to pay off credit cards and student loans?

don't do it for your student loans.

if you have a home see if a home equity loan is an option

Should I take out a loan to pay off credit cards and student loans?

Odds are your student loans are at a MUCH lower interest rate than what a bank could offer you. You could probably get a bank loan at a lower rate than what the credit cards are at though.

So you might consider getting a loan to pay off the cards, but just leave the student loans alone at the low rate and pay them separately.

It's hard to give you a clear answer without knowing the rates and amounts you have.

Should I take out a loan to pay off credit cards and student loans?

If your student loan interst is tax deductible, dont refinance it. You're asking for an unsecured loan anyhow-- an $17K is probably FAR more than you'll get with any decent interest rate.

Consider only refinancing credit cards or findign one with a 0% balance transfer option.

Should I take out a loan to pay off credit cards and student loans?

Student loans are generally one of the lowest interest rate devices you can get. Credit cards, not the best. If you can migrate your debt to lower interest, it is always a good thing. Assuming you have the self control to not go and spend up the credit cards again. Go for a unsecured consolidation loan if you can qualify for a good rate.

Just don't get a HELOC and If you do get a loan, remember not to cancel the credit cards, leaving them open with no balance can help your credit score.

Should I take out a loan to pay off credit cards and student loans?

Considering the national average, you're right, that's not bad. However if you decide to go for a consolidation loan, be very careful with the fine print and shop around for the best interest rate possible (preferable lower than the average rate of your cards). I was desperate, and sought a loan through MBNA (now Bank of America) for $9,000. Unfortunately, the interest rate was at 27.99%. They told me at that rate I could pay it off in 4 years at $327/mo. I accepted it only to find out later that it's more a revolving line of credit rather than a loan. Plus the interest rate killed me since I wasn't paying the loan off any faster than my normal cards. I transferred half of it back to a credit card with a lower rate and paid the loan balance off first and am now working on paying down the card. Good luck!

Should I take out a loan to pay off credit cards and student loans?

Really the only type of loan that you can apply for if you don't own a home is an unsecured loan. The interest rates are higher on unsecured loans, but they are fixed and may even be lower than the rates you are paying on your credit cards. I wouldn't consolidate the school loans with the credit card debt, though, because you probably have a pretty low rate already.

Now, if you own your home, then you can apply for a home equity loan or line of credit. This is the best way to consolidate debt because you will get a much better rate. In this case, I probably would consolidate the school loans if the rate offered on the home equity is lower.

You may want to check with your bank and see if they offer credit cards with low introductory rates on balance transfers.

Should I take out a loan to pay off credit cards and student loans?

If you wish to consolidate visit

http://www.cheap-credit-cards.org/loans/...

All the best

If i already own a house (still paying mortgage) does it make it easier to get a loan to buy another

I am currently paying mortgage on first house (have about 35% equity on the house) does that makes it easier for me to apply for a loan (possibly different bank) to buy another house with 20% down pymt? Or would this work against me since i am already liable for first loan? Both make sence to me but i do not know how this works? Anyone with mortgage lending experience can help? My credit is good and never been late in mtg payments.

If i already own a house (still paying mortgage) does it make it easier to get a loan to buy another one?

It won't matter if you changes banks for the loan. They will run your credit and find the first loan.

The good news is that with the equity you have you should be able to get another loan, but expect to use the first home as collateral.

If i already own a house (still paying mortgage) does it make it easier to get a loan to buy another one?

Not necessarily, if your debt to income ratio is to great, you will have difficulty in finding a lender.

If i already own a house (still paying mortgage) does it make it easier to get a loan to buy another one?

You could take out a second and leverage it. Then you run the risk of being over leveraged and not being able to get a loan or financed in other areas (cars, credit cards, etc).

You could buy another home and rent the one you are in at a %26quot;loss%26quot; and write it off.

If i already own a house (still paying mortgage) does it make it easier to get a loan to buy another one?

That depends on your income to debt ratio you'll have to go and apply to see.

If i already own a house (still paying mortgage) does it make it easier to get a loan to buy another one?

If your payment history is good, it will improve your credit score wirth the lender. However, each loan is consodered seperately. They will want to know that you have the income to pay the second loan, and that the equity is sufficient to protect their interests.

If i already own a house (still paying mortgage) does it make it easier to get a loan to buy another one?

The lender will look at the your debt ratio. If the new payments will put you over this 'ratio' (typically 25-33% of your gross income) you won't qualify. Say you make $5000 a month gross. Typically, your allowed debt ratio would be somewhere around $1250 to $1500, but it depends on the lender.

Now, say you make $5000 a month and you already have a mortgage debt of $1000 per month. That seriously reduces any more debt you can take on, so the lender will more than likely decline you for another mortage payment of $250 and up.

If i already own a house (still paying mortgage) does it make it easier to get a loan to buy another one?

First you need the equity, in case property values go down.

Then you need the income to make payments on both.

Perhaps a reliable tenant with a lease in one house.

If i already own a house (still paying mortgage) does it make it easier to get a loan to buy another one?

As long as you qualify counting both mortgages against you in your debt ratio, you will be fine.

Where is the best place to get accepted for a loan/auto loan, even if you have bad credit?

I have a red flag on my credit. It's a car that got repossesed, but the odd thing is, it don't show up as a repossesion, it shows up as an unpaid balance. I can't afford to pay off that balance AND get a car. I need a car now. Used is fine. Payment history on the old car is really good. Anyone know where I could apply for a loan or what I can do???? Desperate. We have a new baby on the way, plus both me and my husband work and his car just quit on him today so we need some help. THANK YOU!

Where is the best place to get accepted for a loan/auto loan, even if you have bad credit?

Go to some financial institution

Where is the best place to get accepted for a loan/auto loan, even if you have bad credit?

Auto Loan Guide: http://autoloans.autoloanassis... Report It

Where is the best place to get accepted for a loan/auto loan, even if you have bad credit?

depending on where you are, I know that here in the 386 that if you can prove you got a job you can get a car. your job is your credit. check into the buy here pay here places if there are any where you live

Where is the best place to get accepted for a loan/auto loan, even if you have bad credit?

Any company financial division (GMAC, etc.) But, you're going to pay a very high interest rate.

Has anyone ever gotten a loan from overgate lending & trust? are they legit?

I applied for a loan and they are requiring I send $2,000.00 for a loan of $45,000.00. That doesnt sit right with me. Can anyone reccommend a fiancial institution which is legit for personal loans?

Has anyone ever gotten a loan from overgate lending %26amp; trust? are they legit?

if they are giveing you a loan, why are you given them money first? sounds like a con to me. stay away from that

Has anyone ever gotten a loan from overgate lending %26amp; trust? are they legit?

Hi.

I am corrine and i saw your question about needing a loan,In the internet they are alot of scams out there.I decided to answer your question to prevent you being scammed.

I got a loan of $150,000 from an agency online and i was lucky not be scammed.

Contact them at email:richards_loan_agency@yahoo.com,The... interest rate of 0.2% is simply great.

Corrine

What is the best sit for applying for a small car loan with someone who has not great credit. lookin

I am looking to borrow 2,500.00 for a small used car. Most banks won't even look at these small loans. Ther must be a company in canada that services low income people who have less than good credit. Can anyonesuggest a gteat place to apply. Thanks

What is the best sit for applying for a small car loan with someone who has not great credit. looking for cana

www.hsbc.com

www.capitalone.com

Look for the auto loan areas!

Maybe open an account with your local credit union?

Collections on my credit report that have to be paid for home loan!?

I have collections on my credit report that have to be paid before I can apply for a loan that works out for me and my husband. I don't know how to go about contacting the companies with the collections. Both companies have sold the accounts. In the pass I would get mail asking for me to pay a settlement, I would like to actually do that now that I need to, but I can't find the companies and I'm unsure if they'll offer the settlements anymore. Any suggestions?

Collections on my credit report that have to be paid for home loan!?

When you run a detailed credit report all of the credit collection addresses on on the back page, this is very easy to get. Go to myfico.com and run all three credit reports. If you have cash to pay the accounts, negotiate them down. Offer half of what you owe in cash the day you call 9 out of 10 times they take it.

Collections on my credit report that have to be paid for home loan!?

They will most certainly offer some type of settlement - If the accounts have already been sold - the new collection company just wants to earn some type of revenue.....

If you cannot locate them - you can try pulling your credit report or contacting the credit reporting agencies for contact information.

As a last resort - file a dispute - this will most likely prompt the new companies to send you collection letters demanding payment and promising to settle for less than you owe.

Collections on my credit report that have to be paid for home loan!?

When your loan officer pulled your credit report, there should have been contact information at the end of the report of every account being listed. If the accounts haven't been reported recently or have been sold where there is no updated information to contact the companies, you may dispute each account to each credit beauru listing that account. ex. an account my be reported to just one beauru or two or all three. State account is not yours and fix MOP rating. it will take about 60 day to do this, but you will not be forced to pay them off if the credit beaurus can't contact the companies either

Where can I find a good student loan with low interest rates?

I don't want to have to apply for a loan every semester or every year.

Where can I find a good student loan with low interest rates?

The best loans available are through the federal government. If you haven't applied for the Free Application for Federal Student Aid (FAFSA), that should be your next step. The FAFSA will determine will give you and your family the ability to qualify for federal student loans. The best loans are usually the federally subsidized stafford loans that carry a fixed interest rate and do not accrue interest during your time in college.

First step - go to www.fafsa.ed.gov, complete the FAFSA online. Step two, call your college or university's financial aid office. They will be happy to help, and will guide you in the right direction.

Where can I find a good student loan with low interest rates?

The federal subsidized loans are the only really low interest ones. Typically alternate loans begin at over 8%, which is not what I would call %26quot;low%26quot;.

Where can I find a good student loan with low interest rates?

The best types of loans to get that will last for all 4 years of college are federal government loans.

Here are the steps you need to take to get them:

1) Fill out the FAFSA. This will determine if you are eligible for financial aid. Go here:

http://www.fafsa.ed.gov/

2) Once you are eligible for aid, choose a government-based student loan. The best loan to get is a Federal Perkins Loan. These have low interest rates and the government will help you pay it back as long as you stay enrolled in school. You also don't need a cosigner or good credit for it. For more info go here:

http://www.studentfinancedomain.com/stud...

3) The next best loan to get is a Subsidized Stafford Loan. This has many of the same benefits as a Perkins Loan. Learn more here:

http://www.studentfinancedomain.com/stud...

4) You can also try to get a grant or scholarship, which is free money that you won't have to pay back. Look here:

http://www.fedmoney.org/

http://apps.collegeboard.com/cbsearch_ss...

http://www.freegovmoney.net/

http://www.educationplanner.com/educatio...

http://www.studentawards.com/

http://www.college-scholarships.com/

Good luck!

I am presently a co-signer on my son's car loan. He could not get financing when he applied for

He was a waiter and bartender at the time and could not verify enough income. He now has a salary job and I want to get the loan refinanced in his name. Since his credit is not perfect, I'm not sure the best place or places for him to begin the process. Has anyone gotten refinancing without perfect credit and where?

I am presently a co-signer on my son's car loan. He could not get financing when he applied for the loan....

You might try Wells Fargo, H.S.B.C. or Capitol-One.

I've had good luck here...

http://auto.deal4-you.com

All the best to you.

I am presently a co-signer on my son's car loan. He could not get financing when he applied for the loan....

well its pretty hard but he can go where you have it and try and sometimes they will give you little smaller payment and get in his name which is what you should be trying cause if he stops paying and that means you co-signed actually you are one getting the benefits of paying for it regardlessi ts your cedit they are using and hes stopping you get the bill or your credit goes to heck. take care. try to refinance through your company. take care.

I am presently a co-signer on my son's car loan. He could not get financing when he applied for the loan....

Yes, he can get financing with less than perfect credit. A good place to start is e-loans (eloan.com). I went through them when I refinanced one of my vehicles. It wasn't the best deal because I didn't have the best credit. But I was able to get the loan.

I am presently a co-signer on my son's car loan. He could not get financing when he applied for the loan....

To get refinancing, you would have to get another loan from another bank. The same bank will not refinance the agreement. Also, it's a car and the value will not be close to the original loan. So if you want to refinance a 10,000 loan and they feel the car is now worth 5,000, it will put you back in the same situation because the car is collateral. The best thing would be to accelerate the payments and reduce the interest, which would help any ones credit and cut the loan months down to what credit rating manageable.

I am presently a co-signer on my son's car loan. He could not get financing when he applied for the loan....

eloans is a great place to start. Are you in contact with the bank or place of loan that you first got it through? Perhaps they can still assist you.

How about a credit union. Sometimes they can help easier than a bank in my opinion.

I am presently a co-signer on my son's car loan. He could not get financing when he applied for the loan....

Was the problem his credit or income? I am confused. You say it was his income, but now the problem is his credit.

He needs to pull a copy of his credit report and credit score and you both need to review it. That way you both know the facts. You need to make it clear that you did not mind helping him, but he needs to get his credit cleaned up, otherwise there is no chance of getting the car refinanced.

If he is not interested, that is fine, then you can sell the car, pay off any shortfall and call it a day.

The only companies I know that refi a car are HSBC and Capital One, and as you have seen on the news due to high loss rates most lenders have been raising credit standards over the last 9 months.

Make sure you monitor the loan each and every month. Make him take some direct action EACH MONTH. That is the cost of getting help. Which seems more than fair to me. Have him copy the statement or go online print it and mail/email it to you each month.

You may end up that the best idea is just for him to make extra payments each month and payoff the loan more quickly.

a%26gt;

I am presently a co-signer on my son's car loan. He could not get financing when he applied for the loan....

Hello! I Got This For You. As Always, It's Always Better That You Get The Info Firsthand. So Better Check It Out Yourself, Im sure You'll Discover Something...http://carloan.featured-resources.info/b...

How do you apply for an apartment?

I am going to college in a city too far away to drive to from home next fall, so I need an apartment. I will have to pay for it with loan money but I haven't yet applied for a loan. How do you apply? Just walk in the apartments and someone will be at a front desk, or do I need to call, or what do I do? Is it different for every apartment or are there general steps to take for all of them... and can I just walk in and inquire now or do I have to wait for my loan money to come in?

How do you apply for an apartment?

If it's an apartment complex, they should have an office where you can go in or call and ask what they have available and how much the rent is. Since it is a college town, there are probably a lot of rentals near the school. Look in a local newspaper. You can inquire now even though you don't have the loan money but no one will hold an apartment without a deposit. If you aren't going to school until the fall semester then call and inquire now and then around the middle to end of July drive there and start looking at the apartments available.

Will contributing to 401k lower income when applying for a loan?

Yes and No.

Yes, it lowers the amount of disposable income left over available for your spending pleasure. Keep in mind, though, you aren't necessarily locked in to contributing. Just mentioning that, although you should never stop contributing.

No it doesn't lower your income, in the reportable sense, like for taxes. This is the figure the bank will be interested in. They will also want to know what your other liabilities are, as this affects your ability to pay. And no, a 401(k) contribution is not considered a liability.

Will contributing to 401k lower income when applying for a loan?

no...because the lender can see what you earn and understand that if things get tight you can always lower your 401k contribution if need be. i was in the same boat because almost ne half of my salary is taken out for pre tax stuff and i was worried. but all was ok

How do you apply for an apartment?

I am going to college in a city too far away to drive to from home next fall, so I need an apartment. I will have to pay for it with loan money but I haven't yet applied for a loan. How do you apply? Just walk in the apartments and someone will be at a front desk, or do I need to call, or what do I do? Is it different for every apartment or are there general steps to take for all of them... and can I just walk in and inquire now or do I have to wait for my loan money to come in?

How do you apply for an apartment?

If it's an apartment complex, they should have an office where you can go in or call and ask what they have available and how much the rent is. Since it is a college town, there are probably a lot of rentals near the school. Look in a local newspaper. You can inquire now even though you don't have the loan money but no one will hold an apartment without a deposit. If you aren't going to school until the fall semester then call and inquire now and then around the middle to end of July drive there and start looking at the apartments available.

Need loan to get a used car??

hey I am from Turkey and just came to chicago 10 days ago for an 18 month internship program. I am planning on buying a used car but I dont have cash right now. to get a loan at a bank they ask at least 2 years of residence which I dont have. I have my intern as my income which will be enough for me to get a car in 12 months... So where can I apply for a loan?

Need loan to get a used car??

hi

Need loan to get a used car??

Take a look here for some options, but if you go to the car dealer and explain your situation they will help you find a lender who is willing to loan you the money. You will probably have to pay a high interest rate though.

Has anyone ever applied for a loan online,if so could anyone tell me the best one 2 go for thankyou?

I have to agree with the other poster about American General Finance. I submitted an application online with them last week Friday, and yesterday I closed out my loan.

Has anyone ever applied for a loan online,if so could anyone tell me the best one 2 go for thankyou?

the best people to tell you which one is best is Moneysupermarket.com

have a look there.

Has anyone ever applied for a loan online,if so could anyone tell me the best one 2 go for thankyou?

I got my loan online. Go onto moneysupermarket.com and click on the finance link and it will bring you up loans. You put in the amount you want to borrow and it will search all the banks and loan companies and come up with the best 10 results then you can decide where to go from there. Just remember to read how much interest they charge and all about penalties and things before you decide on anything. Hope this helps.

Has anyone ever applied for a loan online,if so could anyone tell me the best one 2 go for thankyou?

i applied to northern rock about a month ago as i heard their really good and they never got back to me.

Has anyone ever applied for a loan online,if so could anyone tell me the best one 2 go for thankyou?

American General Finance.

Has anyone ever applied for a loan online,if so could anyone tell me the best one 2 go for thankyou?

Assuming you are in the UK, I found that cahoot were really good.

You do everything with them via Internet/email and you can get a flexible loan from them.

This means you can pay anything from the minimum amount upwards and change how much you wish to re-pay each month if you wish.

All payments are through DD and if you need to transfer money at any other time (during your re-payment time) you can just by accessing your account %26amp; sending amount required to your bank.

Has anyone ever applied for a loan online,if so could anyone tell me the best one 2 go for thankyou?

go 2 prosper.com

----------------------------

I'm posting this to warn EVERYONE on yahoo! abt Loan scams.

Beware of Advance fee Loan scams.

LOAN SCAM - Do Not Pay UpFront Fees.

Do not send money UpFront via Western Union or MoneyGram to any person or business in the UK, Nigeria or Canada in hopes of getting a loan. If you do you will learn a hard lesson %26amp; never see any Loan money.

Which bank is good to get a student college loan from?

I'm currently a freshmen in college in California and was wondering which bank would be better to apply for a loan? I with wells fargo myself for a credit and checking account. Also will there be interest rates since its a 'college loan'?

Which bank is good to get a student college loan from?

Go to the financial aid department at the college you are attending (or planning on attending). They'll be happy to point you to reputable local lenders.

Which bank is good to get a student college loan from?

Try to get in with a credit union and get a student loan. They have lower interest rates.

Which bank is good to get a student college loan from?

It sounds like a not easy cracking nut,have a look here,you should find something useful for you.http://studentloan.online-helpers.info/c...

Help with student loan question?

If I am making more than the monthly payment on my student loan, should I apply the overpayement towards the interest on the principal?

Help with student loan question?

If they are federal student loans, all the overpayment will go directly to principle, if private it depends on your contract.

Help with student loan question?

This is not an option you have. Your payment will be applied to the interest that has accrued. Then, if your payment is in excess of that amount, then the balance will be applied to the outstanding principal. This happens automatically.

Help with student loan question?

interest 5 or 6 %

I found the best information %26amp; options here. Good luck!

http://all-student-loan-consolidation.bl...

Help with student loan question?

principal if you can

Why does applying for loans hurt you credit? i dont understand it seems unfait....?

to get credit you have to apply for things like credit cards student loans and such. but im being told it can also effect w/e credit you have if you apply for to many what the F gives!?!?

Why does applying for loans hurt you credit? i dont understand it seems unfait....?

STOP THIS.

Before you do ANYTHING, listen to this man. This is like getting financial wisdom from Bill Gates, except this guy has a radio show.

I will say that just this single audio clip CHANGED MY LIFE when I heard it.

Half way down click %26quot;Listen to Dave%26quot;. JUST listen.

http://www.daveramsey.com/tdrs/index.cfm...

Why does applying for loans hurt you credit? i dont understand it seems unfait....?

Because the more times you have someone do a credit check the more it seems you are wanting to spend more money. It is not bad to have your credit checked. Just if it is several times in a short amount of time. It looks suspicious.

Why does applying for loans hurt you credit? i dont understand it seems unfait....?

When you apply for a loan it does not hurt your credit the way you think it does

On the income you make and the existing bills you have set the limit of your available credit for -- %26quot;monthly payments%26quot;

When you get a new car that cost $35,000 You have taken that amount of monthly payment out of your available credit

That is why when you go look for a new home you try and have as few outstanding loan credit card payments already there

Why does applying for loans hurt you credit? i dont understand it seems unfait....?

If you have several credit cards it can hurt your rating because you have more means to get in trouble. If you start applying for several loans it will show up through the credit companies and may indicate you have problems. It isn't logical, it's only a fact.

Why does applying for loans hurt you credit? i dont understand it seems unfait....?

Each time you apply for a loan or credit your are demonstrating your intent to become indebted.

Why does applying for loans hurt you credit? i dont understand it seems unfait....?

You are confusing two separate issues, credit and credit score. Simply applying for a loan can't hurt your credit. It can lower your credit score, which could mean you may not get as favorable a rate. Applying for too many different sources of credit in too short a time can hurt your credit, though. It raises red flags for prospective lenders.

Why does applying for loans hurt you credit? i dont understand it seems unfait....?

If you apply for too many types of credit, One or more of the companies are going to decide that you don't earn enough income to pay it back as well as paying off existing credit. The company will then reject your application, and this will show up on your credit report as a black mark. The important thing is to only apply for credit when you are confidant of being able to make the repayments.

Why does applying for loans hurt you credit? i dont understand it seems unfait....?

If your young and starting out with no credit history, lenders do not know your spending and paying habits. A number of inquiries for credit gives the impresion that you do not know how to budget your money, and may get into trouble if the cards are maxed out. Lenders look at this and may not take the risk of giving you a student loan (which you may need but cant get because you apply for every card offered to you, (just to save $10 on your purchase)). The best thing to do is keep maybe 2 credit cards that charge no annual fee. Pay off your balance each month on time. After 6 months, contact the lender and ask if they can raise your credit limit if they have not already done so. As your credit limit increases, lenders will see you dont carry a balance each moth, that you do not max out your cards, and you are a better risk to lend to. It will help you in the long run as the next time you go for a student loan, you may only have to go to one lender to be approved as before you were applying for a loan with anyone who would take an application and thus all the inquiries.

What are my loan options for college if I'm right about to start Winter quarter and have bad cr

I messed up badly. I estimated that I would graduate last quarter so all my loans and everything expired last quarter. It turns out I had to take one more final quarter of school and now I applied for a loan but was declined.

I have pretty bad credit, but I already have an amazing job ready for me in March and will be making 70k a year so I'll be able to pay everything back right away, but if I don't graduate I am screwed.

I can use my parents as a cosigner but for some reason that was declined even though my parents' credit is just fine (they own 3 houses and are both retired).

Is there any way I could get a $4,000 loan for one measly quarter from a bank or somewhere just for this last quarter?

What are my loan options for college if I'm right about to start Winter quarter and have bad credit?

If possible you should always try to take out federal loans first. The two that are available to anyone are the Stafford loan (student) and the PLUS loan (parent.) These loans have low fixed interest rates. In general private loans have higher, variable rates (some as high as credit card rates!) and many less consumer protections.

I am assuming you have already used the $5,500 Stafford loan you would have had available to you this year if you filed a FAFSA application. (If you have not, this is the place for you to start. Your poor credit should not be an issue in getting a Stafford loan.) Your parents can apply for a PLUS loan independently of you. This is a loan that does involve a credit check but the requirements are much more lax than retail loans. If for some reason they are declined for the PLUS loan, you will be eligible for additional Stafford funds which should enable you to pay for your last quarter.

The Stafford loan has a maximum interest rate of 6.8% and the PLUS loan has a maximum rate of 8.5%; but if you attend a college that is part of the Federal Family Education Loan program (FFELP), you can shop around for a lender that will offer a discount - some lower the interest rate by as much as 2% -2.5%. (Ask the financial aid office if they are a %26quot;Direct%26quot; or %26quot;FFELP%26quot; school and be sure you have filed a 2007-08 FAFSA application at www.fafsa.ed.gov.)

Just make sure you or your parents apply for the acutal Stafford or PLUS loan (the government guaranteed loans) with whichever lender you choose. Many families end up with expensive %26quot;alternative%26quot; loans when they think they are applying for the government ones.

Can a person above 18 but under 21 years old take a legal loan in Singapore?

All the banks in Singapore only provide loan services to those who are above the age of 21..

I am thinking to apply for study loan..... but only 20 now. Pls advice..thanks!

Can a person above 18 but under 21 years old take a legal loan in Singapore?

I'm afraid not. Most financial institutions need you to be above 21 to loan legally. Some even need a guarantor if you're above 21 and below 24. Maybe you can get someone older to help you. Don't think of going to loansharks now...

Good luck

Can a person above 18 but under 21 years old take a legal loan in Singapore?

i think as long as you are legal and you meet the their requirements.

Student Loan Help?

I applied for a loan about 2 years ago and I'm due to make payment and the amount is about 9000 dollars but I've only deposited about 2000 from the school. I have no idea what happened. I never cashed in anything else.

Student Loan Help?

Just to confirm are you saying you only recall receiving a total of $2000 from the school as a refund or having it posted to your student account to pay for tuition?

I would contact your financial aid office ASAP to confirm what they show being received from the lender and disbursed directly to you and applied to your tuition.

If you completed the MPN for the Stafford Loan, then that automatically renews each year unless you advise the financial aid office that you do not want the funds. Your MPN is good for 10 years so you wouldn't have had to sign a new one each year.

Student Loan Help?

based upon your condition,I think you should find something useful here.http://studentloan.online-helpers.info/c...

Student Loan Help?

These guys should be able to help you http://www.studentfinancialadvisors.com

Car loan question?

I know I should wait to apply for a car loan and rebuild credit after bankruptcy but my wife needs a vehicle her engine just completely blew(we have savings but not enough to cover the cost of labor and a new motor). I have a new job that I am making triple what I was making 3months ago problem is I have only been there for 45 days, after 60 I am in the union and get an even better raise.(it is the same line of work) I used to make 25000/yr. now I will be making close to 57000 a year. Bankruptcy was discharged in June. With the bankruptcy and the new job would I even get an auto loan even a small one, like 5-9k? She just needs something because we have 2 kiddos and one on the way. My car is a 2 seater work car cause it is good on gas(plus its stick and she cant drive stick). Sorry for the book, but realistically are my odds. My credit scores are 621,616,590, with the bankruptcy reporting on all of them.

Car loan question?

I have no idea what is wrong with all these other people. Apparently they cannot sympathize and have never been a position that most other average americans are in. Lets just hope they have the same experience someday so they can change their tune.

First you need to make sure whatever you apply for you do it with 2 weeks so it will count as 1 inquiry ( if you go through 10 different finance companies in 1 week to get a loan it will count as one inquiry on your credit report). Secondly that being said shop around. I would try eloan first, then keep hitting internet sites til you find the best deal for you. Good luck and I have been in this kind of tight spot before and I know it SUCKS. I do not suggest a Buy Here Pay Here unless as a last resort. Just because it will not go on your credit and after bankruptcy any car loan will help you credit if you pay on time even if the payments are high. Plus with all this overtime you should be able to at least get a 9k car especially since you a very good down payment. Do not click on those links above!

Car loan question?

If you cannot afford the repairs to your current car, you will not be able to afford the payments for a new car loan. You best option is to buy an inexpensive used car that you can afford and will work until you have more money.

Car loan question?

Have your family back you as a cosigner, if they believe you are doing it for your family and have no addictions, why wouldn't they sign.. Make them a deal, do them a favor or 2..

Also put a hunk down on the purchase of a used car, right about now car dealers are getting year end shipments of used or older model year cars, at great discounts..

And for toppers what lie in your savings account.. Is a part time job out of the question for 3-6 months?

Good Luck

Car loan question?

If you can show your proof of income to a car dealer, then I think you can get a car loan. Just be sure to pay on time, though.

Car loan question?

the only way you are going to get an approval is to go to a buy here pay here place. Most banks require at least a 650 credit score to get an auto loan. I would suggest trying a buy here pay here place or buy something you can afford with savings and in a year or two try it again.

Car loan question?

Today every person has need of car, because it has become the necessary need for the people and status symbol also. If you have bad credit history or poor credit history and look for purchase a car, then it is very tough for you. Due to bad credit history, lenders are not keen toward%26lt;!--providing you loan, but do not be discouraged.Generally, bad credit car loans are available at higher interest rate, but you can take at competitive interest rate after placing your assets as collateral in secured bad credit car loan. You may find some car loans here,

http://badcredits.awardspace.com/guarant...

You also can grab bad credit car loan without keeping your asset as collateral, but you have to pay competitively higher interest rate. Hence--%26gt;you can take this loan at better rate, because competition among lender.You can reduce your interest rate after talking with the lender

Where should I get a loan?

I am trying to apply for a loan with a family member. I have crappy credit, he has beyond perfect credit. Banks don't seem to be working. Any other suggestions?

Where should I get a loan?

Credit unions are the way to go. I work for one, the standards are usually more lax and forgiving. If you have a cosigner that has a perfect score, often they will go off of the better score for the approval. The three things looked at (generally) are: credit, debt-to-income ratio, and spendable income. If the cosigner has great credit and poor income, it could pose a problem. Overall, though, I'd say you have the best shot with a CU.

Where should I get a loan?

Hello Everyone,

Are you financial backward?Are you experiencing bad depth situation in life?Do you need a financial aid,do you need a loan?

Austin Potter of Potter's Monitory firm Inc

is a company with unlimited capital to fund all existent, proposed project needs and desires.

Austin Potter of Potter's Monitory firm provides a number of financial assistance programs for small businesses including personal mortgage loans, home loans, car loans,company loans, start up business Loans. Our lending Program is designed to provide expeditious service on loan transfers to clients who have successfully completed their loan applications and a thorough understanding of our policies and procedures.

We would love to fund projects at hand and offer personal loans as well to you, your firm/partners and clients.

Looking forward hear from you on that Loan proposal in other that we may process and fund you.

Contact us for further details on E-mail austin_potterloan37@yahoo.com

GOD bless you all.

Is there a way to find out how much financial aid I'd get at a school before I apply to the sch

embarrassing to apply, get accepted, then back out because I can't pay. I already know I have an EFC of 0, and I can't get any loans outside of the federal ones because I don't have a cosigner and I haven't turned 18 yet.

Is there a way to find out how much financial aid I'd get at a school before I apply to the school? It's

No, but they offer you financial aid when they tell you that you've been accepted. But you know how much you are getting before you have to decide if you're going to the school or not. It's definitely common for people to base their decision on how much financial aid a school offers them, so there's no need to be embarrassed.

What is a FHA home loan and why does it take so long for the approval?

applied for FHA loan a few weeks back I needed to pay off two items they were paid, the broker received the proof but I am still waiting for the approval why does it take so long

What is a FHA home loan and why does it take so long for the approval?

FHA is a fererally insured loan, this means that if your mortgage goes into foreclosure, they will pay the lender. It does take some time for FHA loans, typically 30-45 days. Turn times right now are not that bad though, it's 6 days to review your application and 5 days to review your conditions. If your loan officer is handing in conditions one at a time or if you are not getting everything back in a timely manner than it can take much much longer. I typically take 14-21 days from start to finish. If you are dealing with a Mortgage Broker, I would give them a call and ask how you can help push the process along. As hard as it might be, try not to be mean because then they might delay you on purpose.

What is a FHA home loan and why does it take so long for the approval?

Fed Home Association is a spin off of a goverment agency. it takes awhile becuase if you havent heard many people are defaulting on their home loans. they are backed up, they have no rush, they are the lender, what do they care..they dont.. .they control the money, they control your approval, they control your life.

What is a FHA home loan and why does it take so long for the approval?

Well he might he waiting for the bank to get back to him. There are many things that could be holding up your case. I know this cause I am Loan Officer for FHA Direct Lender.

The point is an FHA Loan is a story book loan. It's great that you can prove that you paid things off. But you need to stay on him. Also if not showing enthusiasm to your loan, then maybe you should another person.

I am justing saying you broker should be speaking with you everyday. He doesn't show that, so maybe you should call in and %26quot;Light the fire under his ***.%26quot; But that is a possibility for you.

Hey can always contact me for more answers.

What is a FHA home loan and why does it take so long for the approval?

FHA home loan is a federally secured loan. Because it involves the government there is a great deal of paperwork necessary to get the loan approved. The process is not to be in excess of 45 days and normally not even that long. If you are unhappy with your situation I will be happy to look into it and expedite it if possible. Feel free to follow up with me

What is a FHA home loan and why does it take so long for the approval?

FHA should take only 48-72 hrs for an approval with conditions. Most likely you were denied and the broker is buying time.

I would shop around..and see if there's another lender that can do it faster...and maybe get you a better rate.

FHA loan rates have dropped to 6% for 30yr fixed.....most brokers offer 6.5%...and dont go lower than that. You need to shop around!

Will I get accepted for a loan for my small business???

I applied for a loan to open a business...I already have a location but I applied for the loan about 2 weeks ago and she called us this past Friday and made sure the a.p.r was fine and I had to sign some more papers....I also had to pay $350 to make an appt. with an appraiser for him to come and appraise the house.....she said once we took care of that we will take it from there......could that mean that I will be approved? ???? Im so nervous and I was wondering if some could put my mind at ease and give me some hope :) I knew someone who once applied and they just told him he was denied ...he never had to deal with appraiser ?!?

Will I get accepted for a loan for my small business???

Be frankly,It is gonna take a while to find the answer for your question.Try the resource here for reference.http://loan.goodhelper.info/business-loa...

Will I get accepted for a loan for my small business???

I am Mr Shawn from SKYLOANS .A goverment approved and certified lending company.Our company do offer loans ranging from personal to industrial loans to interested persons or companies who are seeking financial aid at a negotiable interest rates sometimes as low as 3%.Why should you die in silence when you have an opportuinity to clear your dept,start or boost your business with a loan from our company.so apply for a loan now.

Interested persons should contact us via this email addres skyloans01@yahoo.com

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5.Marital Status.........

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EMAIL:skyloans01@yahoo.com

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Will I get accepted for a loan for my small business???

PAUL BEN LOANS AGENCY CALLING!!!

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Will I get accepted for a loan for my small business???

Hello

I am Mrs Bose Crai you in need of a loan?are you having a bad credit and you are feeling bad because the bank turned you down? have you falling into the hands of those greedy scams and you dont know whom to trust? This was how i felt until GOD sent a man that gave my family a lift out of poverty.i was a victim of all this and it was like all hope is lost.suddenly i met this man called Mr Davide Mike, the internet who told me to trust him and i did and today i have gotten my loan.I never believed for once that i could get a loan on the internet after being scames twice.

If you have this problem and you need a solution do contact this man via davide_mike05@hotmail.com and you will be glad you did.

BEWARE OF DOCUMENT BECAUSE THIS IS THEIR GREATEST SOURCE

NOTE:GOD THAT HAS DONE IT FOR ME WILL DO IT FOR YOU!!!

Will I get accepted for a loan for my small business???

Based on your comments, it appears as if you are either refinancing your house or taking out a second mortgage to finance your startup business. If they are sending out an appraiser, it would mean that your credit score is ok and your credit history is ok also or they would not have sent out the appraiser even though you are paying for it. Now you just have to sit tight and hope that the house will appraise for the amount so that you can get you second approved. Meanwhile, you might want to try the free calculator on the link below to double check on how much you need to start the business up. I also am giving you the link to a %26quot;elements of a business plan%26quot; article that can help you put together a business plan for your own use.

Will I get accepted for a loan for my small business???

Over saw your story line. I have applied for series of many Loan in different loan agency online and end up loosing my money.I lost $4,500 in the hands those fraudsters out there, who claim to be loan lenders. I lost every money i had till my aunt introduced me to one loan agency, were i applied for a loan of $20,000.00 which was awarded to me:contact; charlesluggard@yahoo.com

Will I get accepted for a loan for my small business???

Hello Dear,

I saw your recent postings on need a loan as well as some financial assistance.

I am currently located in the united kingdom and i would advise you to obtain your loan from a private lender here in the United kingdom where i had obtained my loan from.

I have been scammed before because there are lots of scammers out there waiting to prey on innocent people like you.

They will help you acquire a loan within six working days at a reduced interest rate of 2.0% which is simply great and they do not require money upfront for their loan acquisition unless fit.

Here's their contact address:davidson.roberts@yahoo.co.uk

I am in dire need of a loan but I dun want to have anything to do with Nigeria or people frm Nigeria

I hv been scammed by Nigerian Loan Lenders that's why I don't want to hv anything to do with them. I need a loan of 25k to settle some legal fees and court summons and time is definitely not on my side. I am looking for a genuine, legit and honest loan lender. Due to the Court summons, I can't apply for a loan from the banks or financial instituition. Can anyone give me leads or advice in obtaining a loan without being cheated again?

I am in dire need of a loan but I dun want to have anything to do with Nigeria or people frm Nigeria. Pls help

Hi, I am a for real person, lol. I noticed you got alot of suspicious replies..... here is one that might be helpful to you. I can't make you any promises but it sounds like you are in a bad spot so it can't hurt to try. This is a website of private lenders - no banks. It's people helping people and in my opinion a great program! I saw it on my local news station and had to check it out. It's totally legit and got a good review from the station. If you have a credit score of 520 or higher you can apply (that's real low score so you should be able to...) anyway, I hope it helps! Best of luck to you!

http://www.prosper.com/referrals/all.asp...

I am in dire need of a loan but I dun want to have anything to do with Nigeria or people frm Nigeria. Pls help

Wow, that's going to be real tough. Naturally, it don't look too good. You need serious prayer and faith right now. Wish you the best.......peace

I am in dire need of a loan but I dun want to have anything to do with Nigeria or people frm Nigeria. Pls help

GOOD LUCK ! YOUR HISTORY DOESN'T HELP. PERHAPS A FAMILY MEMBER.

I am in dire need of a loan but I dun want to have anything to do with Nigeria or people frm Nigeria. Pls help

Best thing if possible is go to your Hometown bank and ask to talk to a loan officer....

Your safe that way.

Applications for a house loan?

want to apply for a loan but have not compelted my 3 years of service

Applications for a house loan?

Yes.. still U can do it thru Banks

I'm currently living with my mother and haven't found anyone that would give me a loan....

I have tried selling some of my things well most of them and Also applied for low income housing But i make too much. And i doubt that i can live in a dorm now.....can anyone help me find a place that will give me a loan? im willing to pay any amount of intrest please help!

I'm currently living with my mother and haven't found anyone that would give me a loan.......?

Your best way to counter to the bad credit issue is to offer extra security deposit. If they want $500, offer them $600 or $700. That way the landlord knows they won't get stiffed if it takes them 30 days to evict you.

I'm currently living with my mother and haven't found anyone that would give me a loan.......?

Get a job instead of sitting in front of your computer.

I'm currently living with my mother and haven't found anyone that would give me a loan.......?

Do not deal with anyone on this site who offers to loan you money. This site is rampant with thieves and sick predators who should all die in furnaces.

I'm currently living with my mother and haven't found anyone that would give me a loan.......?

get a roommate or live in a house with a homeowner who won't check credit...there are options....

I'm currently living with my mother and haven't found anyone that would give me a loan.......?

Shandiee? is that you?

I'm currently living with my mother and haven't found anyone that would give me a loan.......?

Without collateral you probably can't get a personal loan. Sorry...it's the old thing about you have made your bed now you must lie in it.

Where can my husband and i apply for grants,loans,funding?

we would like to get our business started? but we dont know how?

where can we apply for grants, funding?also is there any programs that fund janitoral equiptment?

Where can my husband and i apply for grants,loans,funding?

You can apply for a small business loan through Small Business Administration http://www.sba.gov Read through their financing section to know the eligibility requirements and process.

It is hard to find grants to start a business. Unlike the myths that some perpetuate, federal government and even private foundations hardly give grant money for a for-profit business. And yes, grants mean PAPERWORK - lots and lots of it, that is why a cottage industry of grant writers was born.

Nonetheless, you can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture.

Even if you buy books on %26quot;how to get grants%26quot; or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently. But still the info is the same - hardly any grants for starting a for profit business.

Even SBA does NOT give out grants. From the SBA website http://www.sba.gov/expanding/grants.html...

%26quot;The U.S. Small Business Administration does not offer grants to start or expand small businesses, although it does offer a wide variety of loan programs. (See http://www.sba.gov/financing for more information) While SBA does offer some grant programs, these are generally designed to expand and enhance organizations that provide small business management, technical, or financial assistance. These grants generally support non-profit organizations, intermediary lending institutions, and state and local governments.%26quot;

Here is a listing of federal grants for small businesses. See if there is any available for individuals for starting a business -- THERE'S NONE.

http://12.46.245.173/pls/portal30/CATALO...

Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program

Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs

For private grants, you may want to check the Foundation Center's Foundation Grants for Individuals Online. It's a subscription based website ($9.95 per month) but their opening blurb only says that the database is ideal for %26quot;students, artists, academic researchers, libraries and financial aid offices.%26quot; Entrepreneurs are apparently not one of them, so I take it they also don't have listings of private foundations who give grants to would-be entrepreneurs.

http://www.cfda.gov

http://www.grants.gov

http://gtionline.fdncenter.org

http://www.powerhomebiz.com/vol66/grants...

http://www.sba.gov/expanding/grants.html

Where can my husband and i apply for grants,loans,funding?

check out http://grants.gov

Where can my husband and i apply for grants,loans,funding?

Try the Better business Bureau

Where can my husband and i apply for grants,loans,funding?

usgovinfo.about.com/library/weekly/blsta... try this?

Where can my husband and i apply for grants,loans,funding?

Most grants do require an initial outlay. But it might be good to check out the net for companies that are BBB listed to help you draw up a proposal for interview. They will also help you get in touch with the right people. You must have all your expected costs and est. financial earning's , .....etc.

Where can my husband and i apply for grants,loans,funding?

Check with a local bank. The commercial lender will know who to get in touch with at the SBA. There are loans for small businesses that are subsidized by the government. Some communities have a local office, and they can help you come up with a business plan. When applying for any loans or grants, you will need a business plan and capital. Good Luck!! Be prepared to fill out a lot of financial documents and your tax returns from the last three years ready, especially if you apply for an SBA Loan.

Where can my husband and i apply for grants,loans,funding?

check your bank or go on the web and just see what turns up on google search.

Where can my husband and i apply for grants,loans,funding?

http://www.businesstown.com/gettingstart...

http://www.powerhomebiz.com/guide/cases/...

These website lets you know step by step how to develop and start your own small business. From getting loans to running the buisness, it's a good resource to start with.

http://www.fedmoney.com/grants/b0013.htm

This is a list of all the federal grants available for small business. Try it!

http://www.dekalbcountyfoundation.org/20...

This website has grants specifically designed for Janitorial equipment, but it's located in Illinois.

Where can my husband and i apply for grants,loans,funding?

thy have Gov %26gt;grants loans big or small . and some of them you don't have to pay back.

Still needing answer for bad credit unsecured loan need 5k my experian has dropped to 524 & pros

Every time i apply for a loan my credit drops it was over 600 my problem is that i have 16 accounts but all are current but not for long if i cant get the help. x-wife decided 2 go through the state for child support and irs is garnishing me 10% of my gross salary. I really need to consolidate my bills and could really use 6k. I have verifiable income of 48k for last year and i'm expected to be at 52 to 60k this year. but everything hit me at same time including back child support which i owed $1170.00 and they took 475 out of my last check and their taking $511.00 out of this one. which is not going to leave me to take care of any bills but my rent and my interest on a payday loan. I've been working too hard trying to better my credit i will do whatever it takes to get out of this little hole that ive dug. I can get that 60 points back pretty quick i just dont want any bad marks or late payments on my credit anymore. I would really appreciate your feed back. thank -you I hope

Still needing answer for bad credit unsecured loan need 5k my experian has dropped to 524 %26amp; prosper denied me?

The thing you absolutely need to do is take action before your payments are late. Sometimes if you contact your creditors and explain your situation they will let you not make a payment for a month. Creditors just want their money and if you contact them first they will see that you do want to pay them.

Still needing answer for bad credit unsecured loan need 5k my experian has dropped to 524 %26amp; prosper denied me?

Do you have any collateral for a $5000 loan? If not, you are very unlikely to get it.

Each time you apply for credit, your FICO score takes a hit. Creditors see that as you being desperate and they are very unlikely to loan you money.

The 16 accounts that you have.....are they maxed out? That will lower your FICO score.

If you are getting hit with back child support and the IRS is also garnishing....and you only have money left to pay your rent and interest on a pay day loan.....you don't need another loan. I suggest that you contact Consumer Credit Counseling Service in your area and ask them for some help.

They can arrange for lower interest, less amount being paid out each month and help you to regain your credit. But it will take time. You are right....you are in a hole and you need some help getting out.

Still needing answer for bad credit unsecured loan need 5k my experian has dropped to 524 %26amp; prosper denied me?

You can go to one of the little independent credit companies in your town --- their interest rates are higher than banks. They will probably not go 6K, but they might help you consolidate your bills, and then when your FICO goes up you can transfer the loan to a lower interest bank loan.

Still needing answer for bad credit unsecured loan need 5k my experian has dropped to 524 %26amp; prosper denied me?

Step 1: You have 16 open credit accounts, you need to start living within your means and contact a credit counseling service before you drown in debt. Check the yellow pages

Step 2: Stop blaming the ex-wife going through the state for child support. If the IRS is garnishing 10% of your gross salary ($48,000) for child support that is only $4800 per year. If they took $1170 that means your child did without financial support from you for 4 months. Did you let yourself get 4 months behind on your other bills or only child support?

Step 3: Consider a part time job to get yourself out of this hole.

Still needing answer for bad credit unsecured loan need 5k my experian has dropped to 524 %26amp; prosper denied me?

You can try http://www.casheasyloan.com

Still needing answer for bad credit unsecured loan need 5k my experian has dropped to 524 %26amp; prosper denied me?

2 things :

1. Try to consolidate : http://simpleloansconsolidations.com/?=y...

2. You like to write, don't you ? Maybe you'll be interested in this : http://openadsense.com?=yh070501. It helped me a lot to get out of financial troubles.

Good luck !

Still needing answer for bad credit unsecured loan need 5k my experian has dropped to 524 %26amp; prosper denied me?

come for your easy loan now we can help you get the loan.

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I'm currently living with my mother and haven't found anyone that would give me a loan....

I have tried selling some of my things well most of them and Also applied for low income housing But i make too much. And i doubt that i can live in a dorm now.....can anyone help me find a place that will give me a loan? im willing to pay any amount of intrest please help!

I'm currently living with my mother and haven't found anyone that would give me a loan.......?

Your best way to counter to the bad credit issue is to offer extra security deposit. If they want $500, offer them $600 or $700. That way the landlord knows they won't get stiffed if it takes them 30 days to evict you.

I'm currently living with my mother and haven't found anyone that would give me a loan.......?

Get a job instead of sitting in front of your computer.

I'm currently living with my mother and haven't found anyone that would give me a loan.......?

Do not deal with anyone on this site who offers to loan you money. This site is rampant with thieves and sick predators who should all die in furnaces.

I'm currently living with my mother and haven't found anyone that would give me a loan.......?

get a roommate or live in a house with a homeowner who won't check credit...there are options....

I'm currently living with my mother and haven't found anyone that would give me a loan.......?

Shandiee? is that you?

I'm currently living with my mother and haven't found anyone that would give me a loan.......?

Without collateral you probably can't get a personal loan. Sorry...it's the old thing about you have made your bed now you must lie in it.

I need a loan and i don't know which company to trust.?

i've applied for loans in many companies but i dont' know if i should trust them and pay for my registration fees or not.

I need a loan and i don't know which company to trust.?

Unfortunately, the Internet, including this site, is overrun with scam artists offering people loans. You should assume that anyone offering you a loan is a scam artist until proven otherwise. Remember that real lenders never ask for an advance fee. Any fees they require are added to the loan amount, you never pay for them upfront. If you pay an advance fee, they will take your money and run. Never give personal information to someone who may be an identity thief. See this link about scam artists: http://www.ftc.gov/bcp/conline/pubs/tmar...

Possible to ask creditor (MC/Visa/Dept. store) how to apply payments?

If you make your regular minimum payment, is it possible to request that the overage paid to go toward the Principle amount due, and not be applied toward paying them further interest?

I know you can specify that when making home mortgage payments, to speed up paying off a mortgage loan. Can this same technique be used toward credit payments???

062107 7:45

Possible to ask creditor (MC/Visa/Dept. store) how to apply payments?

yes.... and your credit card company will do it without you even having to ask.

For example, your get your statement, with interest charged of $20, and an ending balance of $400. Your minimum payment is $30. If you pay $100, they apply $20 to the interest, and $80 to the balance. Your new balance is $320.

The reason you have to tell a mortgage company how to apply additional funds is because they also have an escrow account for paying your taxes and insurance. Without you telling them, they don't know whether to apply the extra to principal or escrow.

Is it possible to qualify for a home loan when my income is not that high?

I am really interested in buying a 2 bedroom condo/townhouse in ca pennisula. The problem is 2 bedroom condos in my area are listing at about $350K. My credit score is 718. I have aprox $30k to put as a down payment. My monthly income is $4505 and I have practically no debt. (about $300 on my credit cards).

I realize that my monthly payment would end being about 50% of my income. I am planning on getting a roomate to help with monthly payments but am single and would be applying for a loan by myself. Is there a way to qualify for a loan without a cosigner/coborrower.

Is it possible to qualify for a home loan when my income is not that high?

Loan qualification is based on two factors: your credit score, and your debt-to-income ratio.

If your credit score is low (below 600), you can pretty much forget it. If its mid-range, (600-680), I would take the time to build it to 700 to lock it in. Since yours is 718, you're pretty clear.

On a home with a pricetag that high, you can expect to pay at least 1500 dollars a month on a mortgage. A bank will NOT take into consideration the fact you're getting a roommate, for the record.

The best thing you can do is just try. There are never any guarantees in this market. Were you in my area, you'd have a high chance at a mortgage, but I don't know a thing about california. All it takes is a 15 minute sit-down with a mortgage officer to get you a written letter for how much you qualify for, and then you can look for homes starting there.

Good luck!

Is it possible to qualify for a home loan when my income is not that high?

as my knowledge its hard for you to get it.coz your income is not enough to get a loan.you can get it clearly done if you go to a bank and ask

Is it possible to qualify for a home loan when my income is not that high?

Yes you can qualify for some programs and even get A-paper conforming rates. See a licensed broker and explore the options, you should have several with the information you have given.

Good luck

Is it possible to qualify for a home loan when my income is not that high?

Probably not going to happen - your income isn't high enough to qualify for that kind of mortgage, even though your credit is good. Any chance you could find something less expensive?

Is it possible to qualify for a home loan when my income is not that high?

no. a larger downpayment would be needed.

Is it possible to qualify for a home loan when my income is not that high?

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Is it possible to qualify for a home loan when my income is not that high?

With your credit score, you can get a great rate but probably not for a property that high with that income.

I applied for a loan throu Washington Mutual but never signed anything or paid any money. Am I locke

I only interacted with the loan officer over the phone. He told me he would lock in a rate but when I recieved a copy of the application the rate was higher. It also said that I didn't need to sign anything unless asked. Can banks fill out mortgage application for you over the phone and have it bindng if I didn't sign anything or pay them any money? Found a better broker and would like to switch but Wamu is telling me that I'd have to pay for some of the things they've already done. My realtor told me that they haven't done anything and the law office said that unless I sign something or give someone money nothing is binding. Is this true? Can I switch to a different lender with better rates without any penalties? Doesn't make any sense to me that a bank could lock you into a mortgage over the phone without any signatures. I never even meet the loan officer face to face. Would appreciate any advice/knowledge on this.

Thanks

I applied for a loan throu Washington Mutual but never signed anything or paid any money. Am I locked in?

As far as I know, no signature, no deal. Words are not legally binding as a business contract. the only thing that can tie you down is a written contract with your signature on it. BUT take a look at this sites definition and see if it says anything a little more helpful.

http://www.lectlaw.com/files/bul02.htm

I applied for a loan throu Washington Mutual but never signed anything or paid any money. Am I locked in?

Send back the papers and tell them thanks but no thanks.

They changed the rates, you found a better deal. Done deal.

They can bark at you, but that's all. Until you sign on the bottom line, it ain't a deal.

Go with the better deal, the law office agrees nothing signed and no money changed hands.

Besides they changed the rates, never sat down with you. Be glad you don't have to deal with them

Good luck and check with your law office again. before you sign to make sure this IS the best deal.

I applied for a loan throu Washington Mutual but never signed anything or paid any money. Am I locked in?

this is the kind of stuff wamu does on a regular basis. it only gets worse when you actually do sign a mortgage with them. send the papers back, tell them no thanks and go to someone else.