How long do you need to work to get a loan?

I need to get a loan to pay for some dental work, I'm about to start work for the first time, how long before I can apply for a loan?

How long do you need to work to get a loan?

Does you dentist not have any easy payment plan in place. Worth a try to find out.

How long do you need to work to get a loan?

For dental work, I shouldn't think too long, ask your new boss for a sub.

How long do you need to work to get a loan?

You can apply whenever you like but it would usually be a couple years at one job before you could be approved for a loan.

How long do you need to work to get a loan?

I think you need 2 months worth of paychecks, but I'm not absolutely sure of that. I know my sister wanted to get an auto loan but she had just started a new job, and they told her to come back in 2 months. A lot of dental offices offer financing to so you can still have the work done and just make monthly payment on it, but you'll have to check with your dentists office.

How long do you need to work to get a loan?

If you really work hard driving up your fico score you can get a sizable loan in about a year, but you got to get lots of credit and charge and pay as much as you can.

How long do you need to work to get a loan?

2 years

How long do you need to work to get a loan?

well, you need to have good credit, no bad credit reports, you cant have any thing against you, if you do then you cant get a loan until its paid off.

How long do you need to work to get a loan?

It goes on the length of time you have lived at your current address, what salary you earn and the length of time you have been at your current job. I would say give it three months at your current job then it proves you have a regular income. As long as you have 3 years history of where you live. it should be fine.

How long do you need to work to get a loan?

If you are an Independent Contractor the banks usually want to see two years of income statements.

How long do you need to work to get a loan?

I would think that six months would be adequate. Make sure to keep any and all bills completely paid in full. People with no or bad credit usually have higher interest rates until they prove themselves. Many dentists offer payment plans. See if your employer offers flexible medical spending. I don't know if that can apply to past debts but will certainly cover you for future expenses. It's a tax free plan where they deduct what you tell them to from each paycheck. That amount is not taxed. The bad side is you need to use it all or lose it. If you take out $400 over the year but only use $350, you lose the $50. It's tax free so there is no interest paid or received. Not all companies offer it though. If you are someone else's dependant see if they have a flex spend account offered in their benefits package. Don't be so quick to get loans regardless of the reason and always compare interest rates.

How long do you need to work to get a loan?

You can apply and see what happens. Credit may be extended to you and this could be a great way to build your credit. As a general rule I would seek to pay cash for this sort of expense, but there in not always one right answer. Best Wishes !!

How long do you need to work to get a loan?

you can try it now with your bank, tell them you are starting work and you need a loan.